A clear basis for working together.

1. Who provides the service

The services described on this website are provided by APEX EXPAT CONSULTING LTD. (RC 9867023), trading as Apex Expat. Apex Expat is a trading brand only and is not a separate legal entity. These terms are between you, the client, and APEX EXPAT CONSULTING LTD. Any Apex division referred to in our materials is a trading style of that same company, not a separate legal entity or contracting party.

Registered Office
3 Bent Street, GRA, Enugu, Enugu North, Nigeria

Contact Address
33 Abakaliki Road, GRA, Enugu, Nigeria

2. Scope of services

We agree the scope of each engagement with you before work begins. Depending on the agreed brief, this may include verification and due diligence support, coordination of professionals, project monitoring, reporting, representation, property or business support, or related facilitation. Any proposal, written scope, or confirmed instruction forms part of the service agreement.

For property-related work, we may coordinate independent properly qualified and registered professionals and provide administrative, verification, and project-management support. APEX EXPAT CONSULTING LTD. does not itself hold out as an estate surveyor or valuer and does not provide regulated estate agency or valuation services unless legally authorised. Where the company acts as agent for the sale or letting of property, it does so only to the extent that it holds any registration or authorisation required by law. Where a service legally requires a registered professional, it is provided by, or through, an appropriately registered independent professional engaged by the client. The company does not provide valuations. Any valuation is obtained from an independent registered estate surveyor and valuer.

3. Agency work, commission, and conflicts

Where the company acts as agent, its commission and any other fee, the basis on which it is calculated, who pays it, and the event that triggers payment must be set out in the engagement letter or mandate signed by the client before marketing begins. No commission is earned unless the triggering event set out in the mandate occurs. Any co-agency, referral, or fee-sharing arrangement will be disclosed to the client in writing beforehand. The company will disclose in writing before acting where it would act for more than one party to the same transaction, and will not act for both sides where that would be improper or where the client does not consent.

4. Client money

Client deposits and purchase monies are received into the account of Apex Expat Consulting Ltd and, where required by law or by a regulator, held in a designated client account separate from the company's own funds, applied only for the purpose for which they were received, and accounted for on request.

5. Professional boundaries and no title guarantee

APEX EXPAT CONSULTING LTD. is not a law firm. It does not provide legal, surveying, valuation, engineering, tax, or investment advice. Where regulated advice is needed, an independent qualified professional provides that advice directly under their own engagement and responsibility. Our work is observational and coordination-focused and is intended to help you make informed decisions. A review, report, introduction, or site visit is not a guarantee of title, ownership, approvals, value, condition, performance, or future outcome. We do not guarantee that a property will be sold, let, bought, or let to a particular party, or that a particular price, rent, yield, or timeframe will be achieved.

6. Third-party professionals and separate fees

Where specialist work is needed, we may help you identify or coordinate an appropriately qualified independent professional. That professional may have separate terms, duties, fees, and responsibility for their own advice or work. Unless we expressly agree otherwise in writing, their fees are separate from our fees and you remain responsible for engaging and paying them.

7. Government and statutory charges

Government fees, filing charges, search fees, taxes, permits, registration costs, professional disbursements, and other statutory or third-party charges are not included unless the agreed scope says otherwise. We will identify known costs where reasonably possible, but charges set by authorities or third parties may change.

8. Client-controlled decisions

You remain responsible for your decisions, instructions, documents, payments, and approvals. You should check reports and recommendations, provide accurate information, and tell us promptly about material changes. We may pause or clarify work where instructions or information are incomplete or unsafe to act on.

9. Client responsibility and compliance

You represent that all funds and information you supply are lawful, accurate, complete to the best of your knowledge, and not fraudulent. You will provide identification, source-of-funds, and beneficial-ownership information where requested. We may pause, refuse, or end work where information, instructions, documents, or funds raise compliance concerns, including concerns about fraud, money laundering, sanctions, or other unlawful activity. We may be required to file reports with the relevant authorities and may be obliged not to disclose that a report has been made. We may decline or stop acting where information is not provided, or where a transaction raises compliance concerns. We may ask for clarification or supporting information before continuing.

10. Payments

Fees, payment timing, deposits, reimbursable expenses, and any cancellation or rescheduling terms will be set out in the applicable written scope or invoice. We may delay or pause work where an agreed payment is overdue. No specific commercial figure is implied by these website terms.

11. Limitation of liability

We will provide the agreed service with reasonable care and skill. To the extent permitted by Nigerian law, APEX EXPAT CONSULTING LTD. is not responsible for indirect or consequential loss, loss of opportunity, market movement, third-party acts, government decisions, delay outside our reasonable control, or outcomes resulting from information or instructions supplied by the client. Any liability that cannot legally be excluded will be limited as the law requires and, where applicable, by the terms of the specific engagement.

12. Governing law

These terms and the relationship between you and APEX EXPAT CONSULTING LTD. are governed by the laws of Nigeria.

13. Resolving disputes

If a concern arises, the parties will first try to resolve it through good-faith discussion. If it is not resolved, the parties will attempt mediation in Nigeria before proceeding to the competent courts of Nigeria. This does not prevent either party from seeking urgent court relief where necessary to protect its rights or interests.

14. Relationship of the parties

Nothing in these terms creates a partnership, joint venture, or fiduciary relationship between you and APEX EXPAT CONSULTING LTD. beyond the specific written scope agreed for an engagement, and nothing in these terms makes the company your general agent. Where the company acts as agent for you under a signed mandate for the sale or letting of property, the agency relationship exists only to the extent, and for the duration and purposes, set out in that mandate and these terms. Beyond that mandate, the company has no authority to act, make representations, or incur obligations on your behalf.